Terms & Conditions

Welcome to GlobyAd.com (“Website”). The Website is operated by GlobyAd (“Company”, “we”, “us”, or “our”). By accessing or using our Website and purchasing our products (including eBooks, courses, and digital learning materials), you agree to comply with and be bound by the following Terms & Conditions.

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the Website constitutes acceptance of such modifications.

1. Eligibility
You must be at least 18 years of age and legally capable of entering into contracts under the Indian Contract Act, 1872 to use this Website
If you are under 18, you may use the Website only with the involvement of a parent or guardian.

2. Products & Services
We sell digital products such as eBooks and online courses.
All product listings on the Website are an invitation to offer. Your order constitutes an “offer” which we may accept or reject at our discretion.
Access to digital products will be granted once payment is successfully processed.

3. Payments
We accept online payments through Cashfree, Instamojo, and Razorpay payment gateways.
By completing a transaction, you agree to the terms and policies of these gateways.
You must provide valid and accurate payment details and agree not to use fraudulent or unauthorized cards/accounts.
The Company is not responsible for payment failures due to banking issues, internet connectivity, or third-party gateway errors.

4. Refund & Cancellation Policy
Since we deal in digital products (eBooks and courses), once the product is delivered/access is granted, no refund or cancellation is allowed.
In case of duplicate payment, technical error, or a valid dispute, refunds (if applicable) will be processed within 7–10 working days to the original payment method.
The Company reserves the right to cancel any order in cases of suspected fraud, incorrect pricing, or technical glitches.

5. Shipping & Delivery
As our products are digital, delivery is made via download links, email access, or online portal access immediately or within 24 hours of purchase.
No physical shipping is involved.

6. Intellectual Property
All content including eBooks, courses, graphics, videos, and Website materials are the intellectual property of GlobyAd.
Copying, distributing, reselling, or unauthorized use of our content is strictly prohibited.

7. User Responsibilities
You agree not to misuse our Website, attempt unauthorized access, or engage in fraudulent activities.
You agree not to post unlawful, defamatory, abusive, or harmful content on our Website or associated platforms.

8. Limitation of Liability
The Company shall not be liable for indirect, incidental, or consequential damages arising from the use of our Website, services, or products.
We do not guarantee uninterrupted or error-free operation of the Website or payment gateways.

9. Indemnity
You agree to indemnify and hold harmless GlobyAd, its affiliates, and employees against any claims, losses, damages, or legal fees arising from your use of the Website or violation of these Terms.

10. Governing Law & Jurisdiction
These Terms & Conditions are governed by the laws of India.
Any disputes will be subject to the exclusive jurisdiction of the courts in West Bengal, India.

11. Grievance Redressal & Contact Information
As per regulatory and payment gateway requirements, we provide a clear dispute redressal mechanism:
Support Email: globyadagency@gmail.com
Support Phone: 9836323209
Working Hours: Monday – Saturday, 08:00 AM – 11:30 PM
We aim to resolve all complaints within 7 working days.